Purchasing a home is a big step, and having a knowledgeable real estate agent by your side can make all the difference. An experienced agent can guide you through your neighborhood search, inspections, and transactions, ensuring a smooth and successful process.
Start with an initial consultation with one of our agents to discuss your goals and see if it’s the right fit—no commitment required.
Secure a pre-approval with Prosperity Home Mortgage to strengthen your buying power.
Work with your agent to finalize a Wants and Needs Checklist, and start touring homes that meet your criteria.
Once you’ve found the perfect home, your agent will help you craft a competitive offer and negotiate on your behalf.
Arrange homeowner’s insurance through Home Services Insurance for your new property.
Orange Coast Title handles the contract and earnest money deposit, opening escrow and ordering a title search.
Conduct necessary inspections, including home, pest, roof, and pool. Your agent will review the results and assist with any negotiation requests.
Review all seller disclosures, title commitments, CCRs, and HOA documents with your agent, who will guide you through responses and next steps.
Your mortgage company will move through underwriting and property appraisal until final loan approval.
Orange Coast Title and Escrow continue processing your transaction and prepare for closing.
Conduct a final inspection of the home to ensure everything is as agreed before closing.
Both seller and buyer sign the necessary documents to finalize the transaction.
Signed documents are sent to the lender for final review.
Once documents are approved, the lender releases funds and authorizes the recording.
The final paperwork is recorded at the County Recorder’s Office.
Orange Coast Title distributes the funds to finalize the transaction.
With everything complete, it’s time to get the keys to your new home!
Enjoy your new home and the exciting journey of homeownership!
